J1/J2 Visa Exchange Visitor Medical Insurance

Medical insurance for exchange visitors to the U.S. on a J visa.

J visa medical insurance is required if you are visiting the U.S. on a J-1 visa or a J-2 visa as an exchange visitor or research scholar, or if you are inviting someone in that capacity. All of the insurance plans listed below meet the standard J1 visa medical insurance requirements set by the U.S. Department of State. Some of the J-1/J-2 visa medical insurance plans are extendable while other plans are not. Most of the plans are comprehensive coverage plans, while others a few are fixed coverage plans. You should choose your J1/J2 visa medical insurance carefully as all of the plans offer different benefits.

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Comprehensive Coverage Plans

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Comprehensive

Patriot Exchange Program℠

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 1 Month to 4 Years

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Overview

Within PPO network: After deductible, plan pays 90% up to $10,000, then 100% up to the policy maximum.
Outside PPO network: After deductible, plan pays 80% up to the policy maximum.
Outside US: After deductible, covers at 100% up to the policy maximum.

Direct Billing

Through United Healthcare PPO Network
  • US Urgent Care
    $50 copay, unless $0 deductible
  • Walk-In Clinic
    $20 copay, unless $0 deductible
  • Student Health Center
    $5 copay, deductible waived
  • COVID-19
    Included

Plan Details

Student Health Advantage℠

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 1 Month to 5 Years

Quotes & Purchase

Overview

Within PPO network: After deductible, plan pays 90% up to $10,000, then 100% up to the policy maximum.
Outside PPO network: After deductible, plan pays 80% up to the policy maximum.
Outside US: After deductible, covers at 100% up to the policy maximum.

Direct Billing

Through United Healthcare PPO Network
  • Student Health Center
    $5 Copay
  • COVID-19
    Included

Plan Details

Notes

Notes

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