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Beacon America 保险
普通
医疗 - 门诊
To policy maximum
Excluded
US-Urgent Care: Deductible waived, $35 copay. Co-insurance still applies.
To policy maximum
Extra $350 deductible for illness or injury visit that does not result in hospitalization.
To policy maximum, 90 day supply per prescription.
To policy maximum
To policy maximum
To policy maximum
20% of primary surgeon charge. No standby availability coverage.
To policy maximum
-
医疗 - 住院
To policy maximum, average semi-private room including nursing services.
To policy maximum
To policy maximum
To policy maximum
20% of primary surgeon charge. No standby availability coverage.
To policy maximum
To policy maximum
To policy maximum
医疗 - 其它治疗和服务
180 days
Same as any other eligible medical expense
Standard hospital bed and/or standard basic wheelchair
$100 (plan deductible waived)
Recreational: Included. Optional: Extreme Sports.
To policy maximum when illness or injury results in hospitalization as inpatient.
$1,500 maximum for Complications of pregnancy only, during first 26 weeks of pregnancy.
-
$60 per visit, 1 visit per day, 15 visits maximum.
Must be ordered in advance by physician.
无
Acute onset only, for persons under 70: Medical up to $150,000 with policy maximum $550,000 or $1,100,000; medical up to $50,000 with policy maximums $60,000 to $200,000. Medical Evacuation up to $25,000.
-
Included, up to $100,000 or policy maximum; whichever is lower.
牙科
旅程
-
$10,000
Travel Delay of 12+ hours: $100/day, 2 days maximum. COVID-19 quarantine: $50/day, 10 days maximum; must purchase a minimum of 30 days of coverage initially and in each extension.
Primary$100 per item, $500 maximum
$50,000
$100,000, maximum of 15 days
To policy maximum
$50,000
$5,000
-
$500
人寿
Under 18: $6,000; Primary Insured: $30,000; Spouse: $20,000; Ages 70-74: $15,000; Ages 75+: $7,500; maximum of $250,000 per family.
Under 18: $30,000; Ages 18+: $50,000; maximum of $250,000 per family.
其它
Included
Incidental: 14 days, minimum initial purchase of 90 days.
End of Trip: 15 days, minimum initial purchase of 180 days; 30 days, minimum initial purchase of 364 days.
$150 per day, maximum of 7 days. Not available in U.S.
-
$500 per day, 5 day maximum
$50,000 Eligible medical expenses only
Included
保险特征
Before effective date, full refund.
After effective date, pro-rated refund minus $25 cancellation fee, as long as no claims have been filed since the effective date.
5 days minimum up to 364 days maximum
$0
$0
Political Evacuation: $100,000.
Bedside Visit: $1,000 after 5 days hospitalization. Not available in U.S.
Third Party Liability: $500.
Emergency Pet Return Home: $500 after 36 hours of hospitalization.
Rental Car Deductible Reimbursement: $500.
Email
Per Policy Period
$0 至 120
$100 至 120
$250 至 120
$500 至 120
$1,000 至 120
$2,500 至 120
Lifetime Maximum
$12,000 80-120
$25,000 至 79
$50,000 70-79
$60,000 至 69
$75,000 至 69
$110,000 至 69
$200,000 至 69
$550,000 至 69
$1,100,000 至 69
Azimuth Risk Solutions
Lloyd's
立即获取保险报价，现在购买！
- IMG 的常居国 ( Patriot 产品, Visitors Care, Visitors Protect), WorldTrips (Atlas 保险, VisitorSecure 保险), 和 Global Underwriters (Diplomat America, Diplomat Long Term, Diplomat International) - 被保险人真实，固定，永久且房产所在国。
- Azimuth Risk Solutions (Beacon 产品) - 如果您是美国公民，无论您的主要居所在哪个国家，您的祖国是美国。如果您不是美国公民, 您的祖国是您的主要居住地和日常信件接收地。
- 医疗给付, 至最高保额,参考正常,合理的惯常费用。免赔额和共同保险适用, 除非注明。
- 除非另有提及，否则保险保障是指每人的保险保障。
- 上方区域的划线（-）表示不适用。
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